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#Florida Vin Check | Car Accident Settlement - Bulging Disk Versus Herniated Disk

Car Accident Settlement - Bulging Disk Versus Herniated Disk

Florida Vehicle History Report - Car Accident Settlement - Bulging Disk Versus Herniated Disk.
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You are the victim of a car accident and have been experiencing pain in your back or neck since. It is now time for settlement and you have been diagnosed with a bulging disk in your back or neck. Why would an insurance adjuster is refuse to compensate for this diagnosis?

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Normally a bulging disk is considered part of the aging process. Over time the disk extends outside the space it should normally occupy. On the other hand a herniated disk results when there is a crack in the disk cartilage allowing the softer material to protrude out of the disk. A ruptured disk or a slipped disk is also know as a herniated disk. A bulging disk can become herniated.

A bulging disk may have been in existence prior to the collision; however, it may not have been painful. Now after the accident this bulging disk is generating pain and in some instances debilitating pain. The only way to provide proof to the insurance company that you were not in pain prior to the collision is to offer up past medical records. The absence of documentation, treatment and/or prescriptions to treat the pain associated with your bulging disk should be enough to prove you were not experiencing this level of pain that you are currently suffering from.

Bottom line insurance companies are making it harder for minor fender benders to recover on their medical bills. One way around this is to deny medical bills based on claims that could be classified as attributable to the aging process. In other words their claim is, it was a pre-existing injury and therefore they are not required to compensate you. This creates a huge savings to the insurance companies. Bottom line, the adjuster works for the insurance company and it is their job to try and save money for their employer.

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